Jan 032015


We’ve crawled out of the river of denial and taken a long, hard look at our finances.  We’ve seen the good, the bad and the ugly, and we know how to get from where we are to where we want to be.   But the road looks H-A-R-D.   It’s easier to see what needs to be done than it is to do it!  So how can we keep our motivation going?

In the post Change Management, the Winning Why, we learned the importance of linking our goals to our values.  In order to develop discipline to get our finances in order, we must stay in touch with the “Winning Why” that makes the sacrifice worthwhile.   There are several ways to do this.

1) Visualization.  Take some time each day imagining the life we can lead when we fulfill are deepest values.   What is happening?  Who is with us?  How do we feel about our life when we honor the things we value most?

2) Storyboarding.   I confess that I haven’t done this because I am not a visual person, but it works for others.  When you use this technique, you create a graphic representation of your “story.”  The story could be the steps you take to Bridge the Gap, or it could be the way your life looks when you attain your goals.

3) Affirmations.   Some people say to speak affirmations as if your goal has already been attained.  If that works for you, great!  If you are like me and a little voice in the back of your head keeps whispering things like “That’s not true,” “You haven’t done that,” or blah, blah, blah, try framing the statement differently.  Example:  I am learning to live within my means and get better each day instead of I always live within my means.

I am sure that there are dozens of other ways to keep motivation pumping along.   How do you motivate yourself?  I would love for you to tell me in a comment below.

Annual financial check up

 Change Management  Comments Off on Annual financial check up
Jan 022015
Woman frustrated with finances

Woman frustrated with finances

Here we are at the start of a New Year-what a great time for a financial check up!  Are you as frustrated aws the woman at the left?  This is a chance to take the concepts discussed in our article You are here: moving out of denial  and take some action to improve your financial position.  Are you saving enough for your children’s education?   Are you on track to retire at a reasonable age?  Is Uncle Sam getting too much of your retirement money?   How can you save more money and pay less in taxes? Check these tips from the New York Times and see what you can do to improve your finances in 2015:


Have you completed and annual financial check up?  What are your financial goals for 2015?   How do you plan to achieve them?